We Buy, Sell & Loan
Tools Musical Instruments Estate Jewelry Electronics & Games FAQsAbout Us Contact Info

What we buy & sell at Poway Pawn...

Jewelry

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Musical Instruments

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Tools

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We also place items on

ebay

Click here to see what's available today!

 

Why Poway Pawn?

gold pendant

Located In Poway, California, we serve our community by providing collateral base loans, paid in cash, and competitive pricing.

Become part of our family...

Our friendly and knowledgeable staff looks forward to meeting you. Please drop by!

12845 Poway Rd # 101
Poway, CA 92064

Map

Our Hours

Monday - Friday 10 a.m. - 5:00 p.m.
Saturday 10 a.m. - 4 p.m.

Fast Cash & Great Bargains
at Poway Pawn

Why rack up your credit cards?

Poway Pawn is the perfect place for your short term loan needs.  Short term loans can be extended as often as you need. More info...

Fast & Easy, Confidential Loans

Loans are collateral based and paid in cash. Click here for answers to our most frequently asked questions.

A great place to shop for the whole family!

Poway Pawn offers great bargains in: 

 


Frequently Asked Questions

How does a Pawn work?

You bring in items of value such as diamonds, jewelry, gold, scrap gold, old gold, broken gold, gold coins, tools, and musical instruments.  Either you sell the item to us or we loan you money against it.

How does a loan work?

Loans are collateral based.  We hold the item as collateral until you pay back the loan plus interest.

Is I.D. required?

Yes, you must have a valid picture I.D. and must be 18 years or older to Pawn an item.

How long is the loan for?

Loans are for four months plus a 10 day grace period.

How much is the interest?

Interest is based on a State Regulated flat rate and is determined by how much you borrow.  Interest is the same for the first three months with a small increase when it goes into the fourth month and an increase if it goes into the 10 day grace period.

How can I extend my loan?

You can extend your loan for another four months by just paying the interest that is due on the loan.  You can extend your loan as many times as you want until you are ready to pay back the loan.

How do I extend my loan if I’m not able to come down and make payment?

You can pay interest by mailing a check, pay with a credit card over the phone or you can arrange for someone to come in and pay your interest for you.

Can anyone pick up my item I have in Pawn?

The contract is with you.  No one but you can pick up your item.  This is for security reasons and for the protection of your item.

When can I pay back the loan to get my property back?

You can pay back the loan, plus interest, anytime during the four months and 10 day period.

How many loans can I make?

You can make as many loans as you have items to Pawn. A customer can make several loans when ever they like and pay them back at their leisure during the loan period.

If I default on a loan, will it affect my credit?

Your credit will not be affected in anyway outside our Pawn Shop.

 

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